how to finance a storm shelter in oklahoma
A storm shelter is a must-have when living in Oklahoma, but it’s not always easy to fit into a budget. Financing a storm shelter is easy.
Our storm shelters range from $3,650-7,100, depending on which style you choose and if you want your leftover dirt hauled off.
applying for a storm shelter loan
Tinker Federal Credit Union has been financing storm shelters for our customers for over 10 years. The convenience, customer service and low interest rates are what make them best choice in financing for our customers.
Applying for storm shelter financing is easy and can all conveniently be done online. Of course, you can still apply in person at any branch, but if your schedule is a busy one, nothing beats the convenience of taking care of everything digitally.
storm shelter loan approval
Once your application has been received, a loan officer will contact you and let you know if your loan has been approved and what the next step is.
You will need a contract from us to give to your loan officer. This will have all of our information on it, plus the price of the storm shelter you have selected. If we know ahead of time that you are applying for financing, we can get this form ready for you so you’ll have it before they ask.
In most cases, all of the loan documents can be signed electronically, which adds even more convenience. If you do end up needing to visit a branch, there are locations all over the OKC Metro.
Once the loan has been approved and documents have been signed, the loan officer will issue you a check made out to Sprague’s Backhoe in the dollar amount of your storm shelter and FedEx it to us. We do not require a down payment and your loan check will not be deposited until after installation.
storm shelter loan apr & repayment
*Rate of 2.99% Annual Percentage Rate (APR) is effective 8/1/2022, and subject to change. Visit Tinker Federal Credit Union online to see most up to date information regarding storm shelter financing.
Payment example 1: A storm shelter loan of $3,000 for 36 months with no down payment and fixed 2.99% APR will have monthly payments of approximately $87.24 with a total repayment of $3,140.51 ($29.08 payment per $1,000.00).
Payment example 2: A storm shelter loan of $4,000 for 48 months with no down payment and fixed 2.99% APR will have monthly payments of approximately $88.53 with a total repayment of $4,249.24 ($22.14 payment per $1,000.00).
Payment example 3: A storm shelter loan of $5,000 for 60 months with no down payment and fixed 2.99% APR will have monthly payments of approximately $89.83 with a total repayment of $5,389.66 ($17.97 payment per $1,000.00).
FINANCE A STORM SHELTER TODAY
In conclusion, our partnership with Tinker Federal Credit Union makes financing a breeze for Oklahomans. Get pre-approved now or follow one of the links below to lean more.
recent blog posts

Surviving the Storm: 6 Essential Items to Keep in Your Storm Shelter
Surviving the Storm: 6 Essential Items to Keep in Your Storm Shelter Home items to keep on hand to help you get through the dangerous

Oklahoma Tornado Outbreak February 2023
Oklahoma Tornado Outbreak February 2023 Home Learn about the recent tornado outbreak in Oklahoma and how storm shelters can help protect you and your family

How to Clean a Storm Shelter
How to Clean a Storm Shelter Home These tips guide the comprehensive cleaning of tornado shelters and other emergency spaces. how to clean a storm